Critical Illness/Funeral

Often Critical Illness insurance is sold by Agents to allow you to travel to far away places for treatment not available in Canada. We don't think that is the main reason and the insurance companies tell us also that is not what the proceeds are used for. Critical Illness insurance is best suited to retiring debt such as car loans, business loans, your mortgage in the event that you become disabled and cannot earn income.

A disability income insurance package should be combined with the critical illness policy to provide you with the income you will need to pay living expenses while you recover. There are many variables here and many ways to structure the insurance combination that satisfies your needs. Our professional planners can assist you with the right choice. Remember we are Brokers so we never try to "sell" a product. We are planners who design the products specific to you and then shop the market for the best deal for you.

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