ANNUITIES; RIFS; RRSP

When it comes time for retirement it is necessary to structure a portfolio with a substantial guarantee of income included while at the same time providing for inflation protection. These vehicles can be tailor made by us.

If you are over 65, have no company pension, and have not annuitized at least part of your RRSP you are missing out on tax savings.

Again, because we are brokers we don't have to try to sell you any particular product. We can shop the market and tailor make your retirement income strategy.

Of course we will show you the after tax effects of each plan as well as the pros and cons of each strategy.